LIC Bima Sakhi Recruitment 2025 (MCA Scheme) – Golden Opportunity for Women in Insurance
The Life Insurance Corporation of India (LIC) has launched the Bima Sakhi Recruitment 2025 under the Mahila Career Agent (MCA) Scheme, offering a unique career opportunity for women who aspire to achieve financial independence and professional respect in their communities. This initiative is specially designed to promote women empowerment through a structured, stipend-based insurance career with the flexibility of self-employment and guidance from LIC experts.
What is the LIC Bima Sakhi (MCA) Scheme?
The Bima Sakhi Scheme is a stipendiary-based program dedicated to female candidates, focusing on building a career in insurance marketing and services. While it is not a salaried position, it provides a monthly stipend for up to 3 years alongside performance-based incentives and continuous professional development.
This scheme allows women to work independently, gain exposure to financial services, and earn based on their dedication and outreach.
Eligibility Criteria
Criteria | Details |
---|---|
Gender | Only Women Candidates |
Age Limit | Minimum: 18 years (as of date of application) Maximum: 70 years (last birthday) |
Education | Minimum Qualification: 10th Standard Pass |
Family Restrictions | Not eligible if related to any LIC agent or employee (includes spouse, children, parents, siblings, in-laws) |
LIC Affiliation | Ex-employees or ex-agents of LIC are not eligible Existing LIC agents also not eligible |
Important Features of the Scheme
- Exclusive for women – promoting gender equality and financial inclusion.
- Three-year structured plan – supported by a monthly stipend.
- Includes professional training and mentoring from LIC.
- Opportunity to work independently while being associated with India’s leading life insurer.
- Enhances entrepreneurial and communication skills through field engagement.
Official Notification & Application LIC Bima Sakhi Recruitment 2025
LIC Bima Sakhi Recruitment 2025 Official Notification PDF Link | CLICKHERE |
LIC Bima Sakhi Recruitment 2025 Apply Direct Link | CLICKHERE |
Stipend Details
Year | Monthly Stipend | Eligibility Condition |
---|---|---|
First Year | ₹7,000 | Must complete 24 new policy sales & earn ₹48,000 in first-year commission (excluding bonuses) |
Second Year | ₹6,000 | At least 65% of policies from 1st year must remain active |
Third Year | ₹5,000 | At least 65% of policies from 2nd year must remain in-force |
Note: Stipends are released only when the respective policy retention and sales conditions are fulfilled.
Performance Benchmarks
To continue receiving the stipend, the following yearly targets must be achieved:
- Minimum Business: 24 lives insured annually.
- Minimum Commission: ₹48,000 in the first year (excluding bonus commissions).
- Policy Retention: A minimum of 65% policy continuation is mandatory for years 2 and 3.
These targets ensure productivity, policyholder satisfaction, and a sustainable income for the Bima Sakhi agent.
Important Terms & Conditions
- This is a stipendiary arrangement, not a full-time job with LIC.
- Selected candidates will not be treated as LIC employees and are not eligible for PF, pension, or other employee benefits.
- Women who were formerly LIC employees or agents cannot re-enter via this scheme.
- Relatives of current LIC employees or agents are strictly ineligible to maintain neutrality and fairness.
Required Documents (Self-Attested Copies)
Candidates must attach the following documents while submitting the application:
- Proof of Age (e.g., SSLC Certificate, Aadhaar Card, Birth Certificate)
- Address Proof (Aadhaar, Voter ID, Utility Bill, etc.)
- Educational Qualification Certificate (Minimum 10th pass)
- Recent Passport Size Photograph
Applications with missing or incorrect information will be rejected without any consideration.
Why Choose a Career as LIC Bima Sakhi?
Advantage | Benefit |
---|---|
Flexible Work Hours | Balance personal and professional life with ease. |
Empowerment | Earn respect and income as a self-employed professional. |
Training Support | Expert mentoring from LIC professionals for smooth career transition. |
Unlimited Earnings | Opportunity to earn commissions beyond the stipend based on performance. |
Respectable Role | Become a trusted financial advisor in your community. |
This scheme is an excellent platform for homemakers, job seekers, or part-time workers who want to step into a prestigious, growth-oriented sector.
Application Process
Interested and eligible women can apply by:
- Filling the official application form.
- Attaching all required documents and a recent passport-size photograph.
- Submitting the application as per the local LIC office’s instructions or website guidelines.
Stay updated through the official LIC regional office or website for application dates and procedures.
Final Words
The LIC Bima Sakhi MCA Scheme 2025 is not just a career opportunity—it’s a movement toward empowering women across India. It enables you to earn, grow, and guide others while building your own identity. With a strong brand like LIC backing you, the future is full of possibilities.
Take your first confident step toward financial freedom, personal development, and social recognition. Become a Bima Sakhi and lead the change in your life and your community.
Official Notification & Application LIC Bima Sakhi Recruitment 2025
LIC Bima Sakhi Recruitment 2025 Official Notification PDF Link | CLICKHERE |
LIC Bima Sakhi Recruitment 2025 Apply Direct Link | CLICKHERE |
Summary
- LIC Bima Sakhi is a stipendiary scheme for women to build careers in insurance.
- Offers a monthly stipend for 3 years based on performance.
- Eligibility: Women aged 18–70, minimum 10th pass, not related to LIC employees/agents.
- Requires 24 policy sales and ₹48,000 commission yearly.
- Includes training, mentorship, and flexible working hours.
- A chance to be financially independent and gain community respect.
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